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Health Insurance

University Health Insurance Policy

California University of Pennsylvania has a mandatory Student Health Insurance Policy for all full-time undergraduate students, all international students and all NCAA athletes attending the school and paying traditional on-campus fees.  This policy helps ensure students will seek medical coverage when needed and not forgo treatment, putting their academic career at risk.

Your response is required by 2/15/2013. If you do not respond, a hold will be placed on your student record that will prevent you from registering for classes, viewing your grades and graduating.

To enroll in student insurance coverage, please log on to the website listed below and complete the Enrollment process.  This will expedite the issuance of your health insurance ID card.  Payment via check or credit card is due at the time of the enrollment.

If you wish to waive the insurance, please go to the website and complete the waiver process.  You will need information from your medical ID card to complete the waiver.  Waiver requests received after 2/15/13 will incur a financial penalty of no less than $116.00 and may not be accepted.

You are purchasing a term policy of insurance with effective dates 1/1/13-8/1/13. After the end of the open enrollment period (2/15/2013), only those cancellations as a result of qualifying life events can be considered and are dependent upon approval by the carrier.

Go to www.hulseqm.com/myinsurance and access your school’s information by using the following:

  •             ID:  the student’s last name first initial entered without spaces. For example:  Enter John Smith as smithj
  •             Password: the last 5 digits of the student’s Campus Wide ID number

Please print the confirmation at the end of the web process and retain for your records.

Completion of the Health Center or Athletic Forms does not fulfill the University's mandatory student health insurance policy.  You must also complete the enrollment/waiver process through the website or via the enrollment/waiver form and submit it to Hulse/QM®.

If you have questions about using the website, please contact the Healthcare Advocates at Hulse/QM® at 1-800-434-5320.  California University of Pennsylvania has hired Hulse/QM® to process our student insurance waivers and enrollments.

Information about Financial Aid for Student Health Insurance.

If you need assistance in paying the cost of the health insurance, please contact the Financial Aid Office at 724-938-4415 by by January 31, 2013.  You may qualify for additional loan monies to assist you in covering the cost of the health insurance premium.

  1.  If your request for additional financial aid (generally loan) is approved the Financial Aid Office will post the pending amount to the student’s account.
  2. Complete and drop off the enrollment form at the Bursar’s office.  If there is sufficient financial aid to cover the charges for both installments (August and January), the Bursar’s office will post the charge to the student’s account and forward the enrollment form to Hulse/QM®.

 The cost of insurance for effective dates of coverage from 1/1/13 – 8/1/13 is:

  • Standard          $1,117.00
    • Spouses and dependent child coverage may be added for an additional cost

NOTE:  Dental and/or Vision insurance is available on a voluntary basis at www.hulseqm.com/options.  The Dental and Vision insurance is not subject to the mandatory student health insurance policy.  There is no need to waive these insurances.  If you elect to enroll in one or both of these voluntary programs, additional premium is required.

Letters regarding the insurance requirements are sent to the home address each year beginning in July.  (For incoming spring students, letters are sent to the home address in December.)  Once the letter has been received, the student may log on to the website to enroll in or waive out of the school-sponsored health insurance.

  • Login:  Student's last name first initial entered without spaces
  • Password:  Last five digits of the student's Cal U Campus Wide ID

Questions or requests for information should be directed to our Plan Administrator, Hulse QM at 1-800-434-5320 or university@hulseqm.com