Site Search

This is a photo of the Emerti Fountain and Johnson Hall.This is a photo of the Emerti Fountain and Johnson Hall.

Application Process for Federal Stafford Loans

Electronic Master Promissory Note (eMPN) and Entrance Counseling Procedures
at California University of Pennsylvania

Please follow these important steps to apply for a Federal Direct Stafford Loan.

Step 1:

File your FAFSA on the Web at   The Financial Aid Office will automatically create a Federal Direct Stafford Loan record for you once we receive your verified FAFSA results.

Step 2:

The Financial Aid Office will calculate your maximum Stafford Loan eligibility, determine the type of Stafford Loan (subsidized or unsubsidized) and place this amount in your financial aid award.  We will calculate your eligibility based on your financial need and grade level.

Step 3:

The Financial Aid Office will "originate" your Federal Direct Stafford Loan information with the U.S. Department of Education.   Once your loan application has been approved you may sign your Electronic Master Promissory Note (eMPN).

Step 4:

Please sign your Electronic Master Promissory Note (eMPN) by logging onto

and follow the steps outlined.  You will need your Federal Student Aid PIN# to complete this process.  You will also need the names, addresses and telephone numbers of two references with different U.S. addresses who have known you for at least three years.  The first reference is typically a parent or guardian.

Step 5:

Complete your online Direct Loan Entrance Counseling session by logging into the Department of Education Loan Counseling site at and selecting “Complete Counseling" in the middle of the page.  Choose “Entrance Counseling” and follow the instructions to complete.