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Students at Cal sharing and finding out their artistic abilities.Students at Cal sharing and finding out their artistic abilities.

Financial Literacy


Financial literacy is the ability to use knowledge and skills to manage financial resources effectively for a lifetime of financial well-being.

The purpose of the Financial Literacy Program at California University of Pennsylvania is to provide both students and their parents with the information, tools, skills and knowledge they need to make good general and education-related financial decisions.

The information below was created to help educate our students and their families so that they can make informed financial decisions that will allow them to reach their personal and education financial goals.

Personal Financing Basics

  1. Budgeting
  2. Credit Cards
  3. Credit Reports and Scores
  4. Debt Management
  5. Identity Theft
  6. Scholarship Scams  (How to Avoid)

Check out Cash Course:

CashCourse is a valuable resource for those seeking assistance with important money matters. It contains helpful information and practical tips for managing personal finances and is available for use by both alumni and current undergraduates.

California University of Pennsylvania's First Year Seminar courses incorporate and utilize the Cash Course eLearning Courses as extra credit opportunities. Contact your First Year Seminar professor for more information. 

National Endowment for Financial Education (NEFE) ®

Cal U has partnered with The National Endowment for Financial Education® (NEFE ®), an organization that provides money management and basic personal finance resources for college students.

Financial literacy is an essential life skill for the 21st century. It is especially important for today's college students, who will have more financial choices and opportunities than any generation before. NEFE is seeking to aid students with this challenge by creating a website for college students and recent graduates that contains comprehensive, non-commercial information to help them make informed financial decisions.

For more information or to provide feedback, please contact us by e-mail at

  • - This federal government website that allows students to view a summary of all of their federal student loans and federal grants.  -This summary is labeled as “Financial Aid Review.”
  • - This secure website allows you to pull credit reports from all three credit reporting bureaus annually for free.
  • - Mint pulls all of your financial accounts into one place. Set a budget, track your goals and do more with your money, for free.
  • – Smarterbucks is reward program that can help you pay down your student loans by making everyday purchases. It even allows friends and family to participate and help.
  • - This site is a free resource for career, college, financial aid, and money management information.
  • - is a free program endorsed by the nation’s certified public accountants to help Americans understand their personal finances.
  • - is a federal government website dedicated to teaching all Americans the basics about financial education.
  • - AmericaSaves is a national campaign involving more than 1,000 non-profit, government, and corporate groups that encourages individuals and families to save money and build their personal wealth.
  • - This site is an online resource that helps consumers make smart banking and money decisions.
  • - Provides practical and easy-to-understand advice on how to deal with common financial situations facing college students and recent graduates.